Ride-hailing services like Uber and Lyft have gained significant popularity in the transportation industry, especially for their convenience. However, ride-hailing services are prone to road accidents like any other means of transportation. Unfortunately, accidents involving ride-hailing services often comprise confusing and complicated insurance coverage conditions. That said, consider hiring an Uber or Lyft accident lawyer to help with the complex insurance policies and get you fair compensation for the suffered injuries and damages. This article shall explore three conditions where the Uber, Lyft, or RideShare insurance compensation coverage applies.
When the Driver Is Offline and Not Accepting Ride Requests
First and foremost, all riders should understand that Uber or Lyft drivers are required to have their insurance coverage to work. The insurance may not be enough to cover the passengers. So, if the driver accepts your ride request and logs off the Uber or Lyft App, they are deemed not to be on duty. Suppose an accident occurs, and you get injured while the app is off. Your Uber accident lawyer has the right to claim compensation in court. This may require the driver's personal insurance to cover your damages and injuries. Hiring an accident injury lawyer is likely your best chance of receiving fair compensation from the rideshare driver's insurance.
When the Rideshare App Is on
Rideshare passengers should remember that from the moment they enter a Lyft or Uber until they are dropped off at their destination, the rideshare insurance coverage is liable in case of an accident. Suppose an accident occurs and you suffer serious injuries. As the passenger, you may be forced to place an additional claim with the rideshare company for better compensation. Hiring a Rideshare accident lawyer is vital to help with complicated and messy insurance battles. These attorneys are often skilled and will ensure you are treated fairly and receive the compensation you deserve. Moreover, they can represent you in court against the rideshare's attorneys.
When the Driver Is Underinsured or Uninsured
Sometimes accidents may be caused by rideshare drivers without comprehensive insurance. Although these cases are rare, ride-hailing services such as Uber often cover the underinsured or uninsured motorist as soon as they accept the passenger's request. The insurance covers up to one million dollars, covering both the driver and the passenger in case of an accident. It also applies in the case of a hit-and-run accident. Thus, if you get into an accident while riding your Uber, consider getting an Uber accident lawyer to help you get the compensation you deserve.
Talk to a rideshare accident attorney for more information.