Many people are hesitant to take legal action after a car accident because they don't want to appear in court. You have a right to be compensated when a careless driver hits you and you end up in the hospital. You might not be paid what you are owed unless to take action — but that doesn't necessarily mean filing a lawsuit. Read on to find out how to know when action is warranted after a car accident.
Gauging Your Injuries
If you are lucky, an accident may leave you with only minor injuries at the most. The level of seriousness in your injuries is a great way to judge whether or not you should take further action. In many cases, the at-fault driver's insurer will cover your medical expenses for minor issues. Beware, however, if your injuries were more extensive. If your bills are high and you have suffered from a great deal of pain, you may need to speak to a personal injury lawyer about your case. If it looks like you will need continuing care long after the accident is resolved, don't agree to anything without legal advice.
When Your Income Is Affected
Another way to evaluate your situation is by how much work you missed. Even if you were able to cover your absences with paid time off, you should not have to use that perk because of a careless driver. For more serious injuries, you might never be able to resume your career and are entitled to a permanent settlement that covers your lost income for life. Certain types of workers, like those who are business owners and others, may be more acutely affected by the accident than others and you won't be paid what you need if you only count on the insurer.
Damage to Your Enjoyment of Life
When you are in constant pain because of the accident, you cannot enjoy doing the things that previously brought you happiness. That form of damage is known as pain and suffering. You could be entitled to be paid up to five times or more the cost of your medical expenses for pain and suffering. You cannot be paid that money if you don't take action by speaking to a personal injury lawyer, though. Fortunately, you may not need to file a lawsuit to be paid. Speak to a local personal injury attorney about getting compensated for lost wages, pain and suffering, and more with a settlement.