When you sustain severe injuries or damages in a collision, you should seek compensation to help you cover your losses through a car insurance claim. However, the process can seem confusing, and you want to avoid costly mistakes. Consulting an auto accident insurance attorney helps you avoid missing important deadlines and ensure decisions benefit your claim. Here are the steps they will guide you through.
Notify Your Insurer About the Crash
As a policyholder, you should contact your insurer every time you are involved in a collision. Maybe you were in a fender bender or suffered a few dents in the parking lot. No matter the case, filing a report allows the insurance company to assign you an adjuster and start the compensation process within the deadline. Your insurer will require detailed information about the incident, such as photographs of the crash, driver's information, eyewitness reports, and police records.
Your insurer will also need to know where and when the accident happened and a brief description of the scene. Also, provide your insurer with the names and contact information of the other parties involved in the car crash. Once you initiate the claim process, write down the name of the insurance agent you talked to, the date and time you reported your case, and the claim number.
Share Accident Details
When you contact your insurer about the accident, they will dispatch a team of investigators to the scene to secure needed information. They will then appoint an adjuster to handle your case. The claim agent may contact you to get information about the collision. It is best that you only share basic information without speculating why the crash happened or who the wrongdoer is. You also want to refrain from answering any questions about your injuries until you have a conclusive analysis of your condition.
Get Professional Legal Representation
Most insurance firms hire legal advisors to defend against clients who file car crash lawsuits. Their role is to identify weaknesses in your evidence and guarantee the minimum compensation possible. You lack equal footing if you handle the claim process yourself. Getting professional legal representation levels the playing field and ensures the best settlement.
Dealing with an auto insurance provider can be challenging, especially if they don't have all the information that supports your claim. Contact a local law firm, such as Neff Insurance Law, PLLC, to learn more about what to do after a car accident.